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Home > Blog > Goggans Insurance Blog Page 3
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Goggans Insurance Blog Page 3

View the latest blog posts from Goggans Insurance.

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Friday, June 24, 2022

Special Considerations for Toy Vehicle Insurance

What is a toy vehicle? It is not your child’s tricycle. A toy vehicle is a broad term for vehicles that many people use for fun and recreation.  Toy vehicles may include RVs, motorcycles, boats or custom cars. Most people who own these vehicles use them in a special and perhaps more guarded manner. READ MORE >>

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Thursday, May 19, 2022

What Kind of Insurance is Required for an RV?

As long as recreational vehicles are used on the road, they must have insurance. As with car insurance, states have varying auto insurance requirements when it comes to RVs. Be sure to check with your state about the minimum requirements. Most states require:  READ MORE >>

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Tuesday, April 19, 2022

Motorcycle Insurance for First-Time Bikers

Perhaps you have planned on buying a motorcycle for a long time. As a first time biker, there are many things you need to do to ensure your safety on the road.   Biking comes with risks that are different from those that come with a standard vehicle. READ MORE >>

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Friday, March 11, 2022

Business Liability and Your BOP Policy: Ways to Stay Protected

Owning, operating and maintaining a small business is tough. Fortunately, you have a lot of resources available. If you’ve worked hard, have invested properly and are ready for a higher degree of protection, consider picking up a business owner’s policy—or, as it’s commonly called, a BOP. READ MORE >>

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Monday, February 28, 2022

Discussing Life Insurance with Your Spouse

Life insurance isn’t a warm, fuzzy topic, and some people don’t want to discuss it. The possibility of a dying spouse may be too hard to bear for some, while others may also worry about the price tag of a buying a policy. Additionally, there’s the worry that your spouse may not be as interested in buying life insurance as you are. READ MORE >>

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Wednesday, February 23, 2022

Homeowners Insurance for Houses with Pools

If you are thinking about adding a pool to your home in the coming months, what do you have to do to get ready? Often, installing a pool will mean taking a close look at your homeowners insurance. Your coverage will need changes upon the installation of a pool.  READ MORE >>

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Sunday, January 30, 2022

Who Should Carry Builders Risk Insurance?

Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment. READ MORE >>

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Wednesday, January 19, 2022

Does My BOP Cover Furnishings?

When you buy your business owners policy (BOP), you’ll get a foundation of insurance essential for your small business. One of the primary lines of coverage included in most BOPs is property insurance. It will provide considerable protection for your structure and the possessions inside. READ MORE >>

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Tuesday, December 28, 2021

How Much General Liability Insurance Does a Small Business Need?

Small businesses face a lot of general risks during operation. General liability insurance is a common yet crucial policy designed to cover businesses from potentially expensive accidents and lawsuits. So how do you decide how much coverage your small business needs?  READ MORE >>

Tuesday, November 30, 2021

How Are Death Benefits Paid from a Life Insurance Policy

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  READ MORE >>

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